Author: Mary Ann

  • Ten Reasons to Be Thankful

    What are those who are self-employed grateful for this holiday season?   After putting this question to some friends and to Google, ten general reasons for gratitude stand out.

    1. Doing what they love and if they work exclusively online they can do it from anywhere in the world.
    2. Inspiration and ideas that they can act on.
    3. Flexible hours  and no need to ask for permission.  You can go to the dentist or your child’s soccer game, it’s your decision.
    4. Supportive family and friends
    5. Customers and clients who see the value of what they do.
    6. The chance to make a difference in the world.
    7. Receiving payment for value delivered.
    8. Passive income.
    9. Challenges including being able to learn from your mistakes and building the courage to ask for the sale.
    10. “Technology”  and  ….. everything they cannot live without: the Internet, PayPal, WordPress, Adobe software,  Wikipedia, Skype, Social networks.

     Happy Thanksgiving

    recycled turkey!
    recycled turkey!

  • How to Sell your Digital Photography at Stock Photo Sites

    Hobbies can often be turned into business ideas that can make you money. As a digital photographer you can make money from your photos.

    Stock photography is one of the best ways to break into the online digital photography market. You can sell your photos to supplement your income and help businesses get the right images for their websites, newsletters, magazines, e-zines and other media. If you surf the Web, your may fine that many of the photos look the same. Your photos, if they are of sufficient quality, can add a new flavor to what is currently being offered.

    Many photographers are daunted by the stock selling process but in reality it is very simple.   Here are some ways to get started.

    1. Understand how the stock photography business works. On these sites, customers can purchase pictures or lease them for a certain amount of time. On some sites, photos are free to use when signing an agreement of use and including a link back to the site.    As a photographer, you will make more money if your photos are leased as opposed to being sold. The one time sale may net you some cash but the lease will provide a continuous source of income off of that one photograph. And, many people can pay to lease the photograph at one time. Through the leasing process, your work will be viewed by a large audience.   Start by researching current stock photography sites. Find one that offers the leasing option to customers and also has an easy-to-navigate site.  This is the site that you may want to begin with to test the waters with your work.
    2. Continue researching stock photography sites, but now take a careful look at the photographs.  What do they have in common? What types of photographs are selling/leasing well?   Can you produce photographs that are similar yet also unique? Depending on your photographs consider submitting them to a specialized market.
    3.  Produce some high quality work to submit. Businesses using these sites are looking for professional quality at a price they can afford.  You may have to submit to several stock photography companies.
    4. Do more research.  Make sure you understand how each stock photography company works so you know what kinds of images to submit, what licenses to grant your work, and make certain that this is not a company that exploits its contributors.
    5. Create a website or blog with links to the stock photography sites featuring your work. This will send more people to view your photographs and may lead to other opportunities in the future.
    6. Get a free report on digital photography. http://XXXXX.typic.hop.clickbank.net/
    7. Stock Photo sites to take a look at:

  • 8 Ways to Earn Money with Digital Photography

    Photographer, picture image
    Photographer

    Are you a shutterbug? If you like to snap pictures at family events or just out in the neighborhood, put that camera to good use in ways that will earn you money for your efforts. This article mentions eight ways that you can make money with digital photography.

    The world of photography has changed since the instant camera was developed. With a digital camera, you can take a not so good shot and make it perfect using a variety of software options. Best of all, pictures can be printed on quality paper on your printer or at a store kiosk for just a few cents per picture.

    Technology has created memory cards much like the flash drive storage medium to file and save pictures for sharing on the Internet. You can easily upload pictures from the memory card to your friends, family and a blog or website if you have one.

    1.    Stock photography. This business is growing. For website newsletters, magazines and articles, publishers look for photos that capture the essence of their articles. It is not terribly convenient to go out and snap some pictures every time you need one. Selling stock photographs to businesses and individuals is convenient for them and lucrative for you.

    2.    Wedding photographer. Okay so if you aren’t a professional you won’t be the main photographer at first but you can be hired to take candid shots at the reception or wedding photos after the ceremony. The happy couple can order as many pictures as they want and you can create wedding CDs of the pictures you took.

    3.    Newspaper pics. If you are in the right place at the right time, you might capture photos that are worthy of the newspaper. When news happens, a newspaper photographer might not be on the scene. You can capture the moments and sell them to newspapers. Snapping shots at community events may also earn you some money from local newspapers.

    4.    Magazine photographer. Create a portfolio of photos that you’ve taken and submit them to magazines.  Looking at your work, they may hire you for assignments. Magazines are a tough market to break into so cut your teeth on other smaller assignments for local newspapers.

    5.    Local photography business. Ever gotten a mailing that shows cars for sale or houses for sale? Someone had to take those photographs. It could be you. Hire yourself out to area businesses to do the photographs for them.

    6.    Event photographer. Some families like to document their events like family reunions, christenings, bar mitzvahs and birthday parties. You can be the eyes in the room catching candid shots of everyone.

    7.    Photography website. If you know a lot about digital cameras and photography, create a website to sell photography products. Keep visitors and customers coming back with engaging content on various aspects of photography.

    8.    Teach a photography class. Those cameras look easy to use but some of those symbols can mix people up. Teach others to use their digital camera and create great pictures that they, too, can market as a business.

    Do you like photography? What started off as a hobby can become a new business venture.  

  • One Business or Multiple Streams of Income?

    Multiple streams of incomeIf you are considering going into business, you may want to consider having multiple streams of business.  Having multiple streams means that you have more than one profit center.  Now you may hold the belief that one should be focused and put all your effort into just one product of service.  Being focused is necessary but most big businesses have  a primary product or service and more than one profit center. Small businesses, too, can benefit from having more than one source of income in a changing economy.

    There are at least three reasons to consider having multiple streams of business

    Economic

    You’ve  chosen a business that  can bring in only a certain amount of profit.  You can write only so many resumes per week and then there are weeks when you have too few clients.  There is a limit to how many dogs you can walk before and after your full-time job.   You can only accept so many children into your popular after-school art classes. You love what you do; it brings in some income, but you are limited by time and/or space.

    Growing Your Main Business  

    Developing new business streams might be a way to grow your main business so it brings in more money or to enables you to do it full-time.  The resume writer can offer interview coaching or job search coaching,  of publish an e-book or paper on Amazon on how to ace interviews.  The dog walker might have a blog or website about dogs that has space available for advertising or that leads visitors to online retailers to purchase their products (affiliate marketing).  The after school art teacher could do affiliate marketing of art and craft supplies for children or create a course (online or DVD) or a membership site for moms who want to learn how to teach art to their children.  (Desired by moms that home-school and moms that are concerned because art is one of those subjects that cash-strapped school systems have eliminated from the curriculum)  These ideas are all related to your core business but they provide another source of profit.

    Variety

    You need variety and change.  You can’t see yourself focusing on one thing for the rest of your entrepreneurial life!   So make or do the several things that you want to do.  Maybe you will have a business for each season.  Maybe you will blog about something you find fascinating and do affiliate marketing for a related product.  Maybe you will write an e-book on how to do something and promote it with YouTube videos.   You probably have more than enough creativity to pull this off.

    Some of the above examples of streams are active and some are passive.   Active income streams generally involve a trade of work for money, which means that your time is consumed.  If you are already trying to do too much, you may want to consider a passive income stream because once they are set up they provide income without additional work contribution.  Some passive income streams require  significant money to start with, but significant cash is not needed to publish an e-book, start a membership site, become an affiliate marketer, or create apps.

    So how can you identify what new stream of business you should try first or next?   Barbara J. Winter in Making a Living Without a Job: Winning Ways for Creating Work that you Love offers a number of tips, that have been adapted for this blog.

    1.  Figure out what you want to do.  Brainstorm, mind map, ask your friends and family what you do best.  Then pick out one stream of income that you will be happy doing and put it at the top of your list.  Prioritize any additional ideas that you might like to try later.
    2. Estimate how much it will cost to put each of your priority business streams into operation.  This step will most likely require some research.  Interview people who are in a similar business, use the internet to find the wholesale cost of item you will need, make an appointment and talk to someone at the SBA (Small Business Association)
    3. Estimate how much profit each of your potential streams will generate in the first year.  You are looking for  a realistic view of what your profit margin will be during your start-up. 
    4. Take a look at the analysis you have done on these business streams.  Which will cost the least to start?  Which will be more profitable?   Do you have the time and energy to get the stream started?

    The best solution is to choose the business that will make the most profit and cost the least amount of money to start.

  • Ten “If You Dare” Part-time Businesses

    Since it is almost Halloween, today’s weird Wednesday post is adapted from the book 1001 Ways to Make Money If You Dare.  All these businesses have risk factors and they all can potentially provide some income. On a personal note, I would not be willing to do any of them!

    FYI: Question marks (?) indicate the risk factor and dollar signs ($) indicate potential monetary reward.

    Clean Out Attics, Cellars, and Barns
    OK, you will have to deal with cobwebs, dust, and debris, but folks are willing to pay so they don’t have to do it themselves and haul the trash away. It is also quite possible that you might find things of value in their junk.   ?? $$

    Be a Gardener – Plant Flowers and Tend Gardens
    Flowers can brighten anyone’s day, but planting seeds or transplanting seedlings can do in a lady’s nails. Get the word out in your town that you will plant the flower gardens and tend them all summer. ….
    Get more customers who have vegetable gardens. These folks start out with high green ideals as they plant the seeds or transplant the tomatoes, squash, and eggplants. Only problem is their green zeal quickly disappears as the weeds appear. Go doubly green and save their gardens for a price.        ?  $$

    Breed Feeder Animals                                                                                                                      Where do pet stores get those little mice that get fed to pet snakes? These mice are spawned for one purpose. Talk to local pet stores and see if you can under-price its feeder animal supplier.         ?? $$

    Farm Emus
    If you have some space, you can raise emus. The market for these big birds in the U.S. is growing, The birds are adaptable and do not take up as much space as livestock. Their meat is low in fat, but the entire animal is valuable. Not only the meat, but the claws, skin, oil, and feathers can be used and sold.        ??  $$$

    Build Solar Panels and Windmills
    Sunlight and wind are free. Construct and install solar panels or build windmills and help people bring their electric bill down to almost $0. To find out how visit http://www.earth4energy.com/video or http://www.makeyourownwindmill.net      ?? $$$

    Sell Write-It-Yourself Term Papers
    It’s not ethical to sell term papers to students but you can do the research and give them an annotated outline! You can do research on subjects you love then write the outlines for  papers on this topic. Provide the excerpted research and annotated outline to desperate students who can now legitimately write their term paper. Advertise on Craig’s List in college towns.             ? $$

    Home School Other People’s Kids
    Maybe you don’t want to home school your kids but if you have the teaching skills you can hire yourself out to teach on a one-on-one basis, so overprotective parents who have no idea how to teach can still home school their child.        ? $$$

    Deliver Nondelivery Take Out
    Some of the best restaurant food is take out only. Make money picking up the foods from restaurants and delivering it to apartments and dorms.         ? $$

    Be a Belly Dancer
    Secretly you watch Bollywood movies and imitate the dance moves. No one needs to know who you are. With a veil over your face you can get paid for your hip-shaking dance routines. Post your ads online and get paid for entertaining.      ? $$

    Become a Boudoir Photographer
    Scantily clad photos of oneself make the perfect Valentine Day present, but women need someone they feel comfortable with to get au natural in front of a camera. Help them relax. Use aromatherapy candles and serve some chamomile tea then start the photo shoot.         ??? $$$

    Happy Halloween

     

  • Starting a Business – Video Wednesday

    Are you thinking of starting a business ……

     

    If you are seeking ideas for what type of business to start do try shadowing someone who doing something you are interested in like a bed and breakfast or wine bar.  The suggestion for doing an informational interview is also a great suggestion, but you may want to interview someone who is operating a business at least 50 miles from where you might start your business, so you do not appear to be a competitor.

    No ideas at all!

    • Look at a copy of the noncredit course being offered at your local community college.  Some of these course may suggest a new business idea.
    • Visit www.fabjob,com  Check out the dream careers and purchase any books you are really interested in.
    • Consult a Profiting from Your Passions coach for one or more sessions.  Explore you passions, skills, interests, assets and who will want what you have to offer.

     

  • How to Boost Your Income When Your Business Is Slow

    Some businesses slow down on a seasonal basis, summer or post Christmas;  other businesses see income dwindle in response to economic factors.  So what can you do if a slowdown occurs.

    Mind Map
    Mind Map

     First, do some brainstorming and then pick an important project or goal that will help increase income.  Some ideas to jump start your thinking process are listed below.   Second, create a plan, you want to get all your ideas out of your head onto paper, and then organized before you begin.   Make it a visual, you want to be able to see your plan  Create a flow chart or do mind-mapping  to produce doable action steps.  Never tried to use mind mapping,  YouTube has some good instructional videos. 

    Here are some ideas to jump start your brainstorming session:

    • Redo your website:  Home page, About page, Product or Services page.  Make sure your copy is compelling.  What will they gain from hiring your or buying your product?
    • Your Opt-In Gift.   Is it old and tired?  Should be something more interactive like a “quiz” or a choice of the best opt-in gift.  Maybe your Tip Sheet  or White paper should be turned into a video.
    • Create more visibility for your business.  At the very least be on YouTube.  If you want to be more professional, start an online radio show or an online TV show.
    • Not using Facebook Fanpage or Twitter – get started.
    • If you have content, turn it into products and generate a new income stream.
    • Turn your content into an online course or create a membership site.
    • Offer Teleseminars or Webinars to attract new clients.
    • Plan a workshop or group program.
    • Clarify your niche.  Are you reaching out to the right audience?  Is your language and imagery appropriate?  This is important if you are not a member of the demographic group you are trying to serve.
    • Get support.  A business or writing coach; someone to help you with technology, join a Meet-Up entrepreneurial group  …… 

  • A Business on the Side. Why Should You Have One?

    Why does someone become a Halfpreneur,  begin a Side Hustle (Pamela Slim’s, author of Escape from Cubicle Nation, term for a tiny, independent venture you do during your free time) or begin a Second Act Semi-retirement career (Nancy Collamer)?   The idea of starting a side business may have arisen from:

    • seeing family or friends lose their jobs and realizing no job was truly secure
    • your own job loss and long term unemployment
    • an early retirement or retirement when you want to continue working and earning an income but you also want to work  fewer hours  at something you enjoy,
    • being one of the many millennials who want a challenge while waiting for the job market to open up.

    The current government shut down may spur some individuals who work for government agencies or for businesses doing business with the government that they too should have a side business.

    CLOSED
    CLOSED

    The reality is that even if we have a full-time job, we are all self-employed.   Even if you are happy and feeling secure in your current position, it may be wise to become a Halfpreneur and start that side business as a form of career insurance.  Your side business  can:

    • provide extra income or a financial cushion.  The extra revenue can go to what you think is important – home repairs, paying down debt, retirement savings, a vacation.
    • serve as a backup plan just in case you lose your job.
    • be an opportunity to experiment with new fields and ideas which along with exercise will keep your brain healthy.

    Once you organize your thoughts, you may discover there are almost limitless possibilities for potential businesses. Contrary to popular thought,  Everyone has skills, experience and attributes that can be used to successfully launch a  small business.  Begin by focusing on something that is in demand, fills a need and has growth potential.  If you can find an under-served niche you will have an easier time getting customers and establishing a reputation.  But don’t waste your time and energy by just starting a business that meets a demand.  This will be your business , choose something that interests you and that you are capable of doing.

    Two warnings!

    • If you have a full time job, make sure you are not prohibited from performing outside work.
    • Check the local and state laws to be certain you can comply with the laws.  For example there may be zoning laws or regulations that food items be prepared in commercial kitchens.  SCORE and  local government small business associations can assist you,

    Finally avoid potential financial and legal problems by:

    • choosing a legal structure for your business, most likely you will operate as a sole proprietor or as an LLC (limited liability corporation)
    • setting up a business bank account
    • checking with a CPA to learn what are your tax requirements.    You’ll also want to know what deductibles you can take.
    • getting any business licenses or permits that are required

  • Retire or Re-tire

    For the past several years, I have thought that it was the baby-boomers, now that they are approaching retirement age, who had a problem with the word and concept, “retirement.”  Recently while cleaning out bookshelves, I found a vintage book, Paths to Power,  from the early days of women’s studies programs.  First published in 1980, Natasha Josefowitz ended her book with a chapter titled “Re-tire to Re-start.” She briefly began with the necessity to plan your retirement, if that is what you wanted to do and her planning advice concerned not only finances, but exercise, nutrition, using your talents, and keeping your mind active.  As for retirement she admitted it could be wonderful if you were using this time period to START something, rather than STOP.  The remainder of the chapter focused on your other option – Re-tire!

    Re-tire – put some new tires on the old car to make it run like new.  Then roll along or bump along depending on what new roads you decide to travel.  With your experience, she suggested that it may be time to consult, teach, or counsel (the coaching field had not been invented yet) or write.  But if the re-tired vehicle was looking for a more exciting trek, entrepreneurship was among her suggestions.

    Seems at least some of us read about reinventing retirement thirty years ago and promptly forgot about it.  But the seeds were sown.  Maybe this is why Profiting from Passions Coaching (R) is one of my encore careers.

    Originally published in my blog: Reinvent Retirement Jan. 2011

     

  • Passion, Purpose, and a Happy Life

    Does your work – full-time or part-time need to help you fulfill your purpose in life.  If you can combine your skills, talents, and passion to fulfill needs, you probably have work that is ideal for you, but is this necessary to be happy?  Must you combine all four in your part-time business?   I have been trained in Profiting from Your Passions coaching ® and although passion is in the title, individuals may choose their business niche for a reason other than passion.

    Chris Attwood and Janet Bray Attwood are the creators of the Passion Test, so obviously passion is most important.  Their recent post provides plenty of good information …….

    How to Be Happy in Life- The Most Important Decision You’ll Ever Make

    BY CHRIS ATTWOOD

    “Whenever you’re faced with a choice, a decision or an opportunity,choose in favor of your passions.”     – from The Passion Test

    Janet and I often say the sentence above is the most important part of The Passion Test Process. We ask our Passion Test facilitators to memorize it and use it in their workshops. We repeat it over and over and over again.

    Why?

    Because your passions are the pipelines to your soul. They connect you with your soul’s purpose in life. They are the light guiding you to fulfill your unique and special reason for being alive. As we say in The Passion Test:

    “What you love and God’s will for you are one and the same.”

    It’s not an accident you love the things you love. It’s not an accident you care about the things you care about. Nor is it an accident that when you are disconnected from those things you start feeling miserable and have to drag yourself through your day.

    These are all ways that life gives you feedback, telling you whether you are on the path of your purpose or off. If you listen, you’re passions will always tell you how to be happy in life.

    Finding Your Passion and Using Your Talents

    In the world of business, people talk about “beating out the competition,” but you have an unfair advantage. When you’re aligned with your passions, there is no competition. No one can fulfill you unique role in the world except you.

    The only time you have to worry about “the competition” is when you’re trying to be something or someone other than yourself. When you make decisions based first on money, rather than the things you love and care about most, then there is a real chance you’ll find “the competition” is beating you and you’ll begin to suffer.

    Passion + Skill + Talent + Need = A Purpose in Life

    In the same way that your passions emerge in you from somewhere inside, you are born with certain innate talents. There are things that come easily for you and are difficult for others. Just as it’s not an accident you love the things you love, it’s not an accident you are good at the things you are good at.

    As you get older, you’ll discover that your talents intertwine with your skills–the things you’ve learned to do well through education, training or experience. Now, here’s an interesting point:

    You can make a great living with just your skills and talents–but you will never be fulfilled until these two are aligned with your passions as well.

    We all Share a Common Purpose

    While you have a unique and special purpose in life, there is a common purpose we all share. It’s to serve each other.

    When you discover the reality that “there are no accidents in creation,” you’ll begin to see that the intersection of your skills, your talents, and your passions is where the unique way you can serve others is located.

    Here’s an interesting fact:

    The greater the need of others you’re uniquely able to serve, the more impact you can have and interestingly, the more money you will earn or raise. If you’re Mother Teresa, you may not create great wealth for yourself, but you will still attract millions and millions of dollars (or Euros, yen, etc.).

    And it’s useful to be aware that if you have a great desire to be wealthy, there’s a reason for that. It’s part of the unique role in which you are able to serve. If you don’t have that desire, there’s a reason for that as well. You don’t need to be wealthy to fulfill your special role.

    Every part of your life is designed to guide you to play the role you were born to play in the world.

    You just have to listen and know that we all share a common purpose in life.

    Discover How to be Happy in Life

    It begins by finding your passion. The most important decision you can make in your life.

    That’s the purpose of The Passion Test process.

    We created a modified version of the first step in The Passion Test process that was published in the September, 2013 issue of Success Magazine. They’ve kindly allowed us to make it available to you. Just click the link below to download the article and take The Passion Test again, in a new and fun way.

    The Passion Test for Success

    Thank you for reading this article on how to be happy in life and finding your passion and purpose in life.

    Topics included in this article are:

    Common Purpose

    Purpose in Life

    How to be Happy in Life

    Finding Your Passion

     

    Copyright © 2003-2012, Chris Attwood and Janet Bray Attwood

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